You guys. Welcome Anthony ONeal, our newest best friend, and I think y'all are going to fall in love with him as quick as I did. He is passionate about helping young adults learn how to make smart decisions with their money, relationships and education in order to live a well-balanced life. His book Debt-Free Degree is such a helpful resource- I hope you'll grab a copy. Buckle up- this conversation goes every single way and it's the most fun. Don't forget you can watch some of my conversation with Anthony over on my YouTube page!  . . . . . http://anniefdowns.com #thatsoundsfunpodcast ... join in the conversation wherever hashtags are welcome. :)  Thank you to our sponsors! Imperfect Foods: go to Imperfectfoods.com/soundsfun and enter the code “soundsfun” at checkout through 2/16/20 to get $10 off your next four boxes! Ritual: Go to ritual.com/THATSOUNDSFUN to get 10% off during your first three months!